This year I decided it was in my best interests to actually plan ahead for Christmas. In years gone by I admit I just kind of muddled through, winging it all the way but now Olivia is getting older, the list is getting longer and my sisters have had more babies it kind of makes sense that I should plan ahead and start saving money. Putting a little away each week to accumulate into a nice lump to go on a spending spree, all expenses paid!
For about 3 years now I have saved £10 a week with my mum. A seperate bank account set up for myself, sisters and my mum to put away however much we choose. After a while I actually didn’t notice the £10 and it has been quite the safety net, dipping in and out up to August then not touching it until I start buying Christmas presents. But after last Christmas I decided I needed more. With our family seemingly growing all the time money became ridiculously tight and tempers ridiculously frayed as I tried to juggle finances and getting Christmas presents home on the bus after work! You cannot imagine the drama! Me, massive bags in hand, Bus, standing room only full of people coming home from works Christmas nights out! Fun it was not!
All this coupled with the fact I am actually crap with budgeting, well you can imagine how it went! Anywhoo, onto how I am saving for Christmas this year.
In January, after looking last year but not progressing, I chose Park to save with. I opted for an amount of vouchers I could afford to pay for monthly. With all payment amounts and options when choosing your order online it’s pretty easy to see what you can realistically afford to pay. After all if you can’t afford the payments, there’s no point really is there!
I chose to pay a little extra each month to finish paying on the early schedule, coz you know I’m ever so slightly impatient and all, I mean what if the most amazing toy went on sale and I missed it because I didn’t have my vouchers………grrrr
If I’m honest I kinda feel a little well, smug, you know. Being all paid up and ready to shop knowing I’ve pretty much covered most of my christmas payments. I get to shop till I drop with my vouchers and I have recently had a lump sum back to buy a whole load of presents already, work have soooo many things in this year that Olivia has asked for but that’s for another post altogether and I will have enough saved up just before december to buy madam a gorgeous dressing table off Amazon, but shhhh it’s a secret (note to self hide this post from prying eyes!)
Here’s hoping Christmas will be a more fun and easier process than last year with all my advanced planning going on. I definitely will be doing it again next year. Park have extended their range of vouchers and gift cards and I’m thinking of getting some for a range of different vouchers so I’m not limited to just a fraction of the high street. I know Park has been going for many years, my mum used them when we were growing up, but it’s really easy to see why they are still going strong all these years later!
Why not pop over to Park now and see how easy it can be for you to start saving for Christmas 2016.