Buying a home is one of the things that so many of us want to do in life. But, it can also be such a big thing. You may find that you know you want to do it, but you’re just so overwhelmed by the entire process. Not only can the idea of choosing a home be quite intense, but at the same time, the cost can also be so intimidating. Because we all know that buying a home isn’t cheap. No matter whether you have a small budget or something a bit bigger, it’s all still relative to what you can afford. And it can make you feel a little freaked out by how much you need to spend. Bu the thing is, there’s often a lot more to pay for than you first think. So it’s always a good idea to take a look at all of the practical costs that you may need to account for.
First of all, there’s the survey. Now, this is something that you can often forget about. You’ll think about the downpayment and the taxes, but you will forget that you need to get the property checked over first. This is such an important cost because you definitely won’t want to buy somewhere unsuitable. So, you’re going to want to think about getting some cost estimates together to get a rough idea of the cost.
Then, there’s the cleaning. If you’re buying a brand new home, you may not need to do this. But, if you’re buying a home that you don’t overly plan on renovating, and that you could technically move right into, you may want to get it cleaned. You may find that what the previous owners leave, it’s a little dirtier than you thought. Sometimes, trying to clean an entire place yourself can be intense. So hiring some cleaners for a day before you move in can be a great idea.
Now, we all think about the cute bedroom linen we want to buy or the cute cutlery – but we don’t always think about the basics. So, take a look at where to buy Venetian blinds or weigh up wood floors over curtains and estimate the costs. Make sure that you get all of the basics in first before you allocate budget to the fun stuff!
You may even want to think about getting the locks changed – especially if they are not all that secure. It can also be useful to make sure that the property boundary is secure and that you have outside lights or cameras in place. So think about whether this is an essential cost to you or not.
And then, there are all of those frustrating little costs and charges that you forget come your way when you move into a new place. Not only should you have a change of address checklist, but you also often need to set up new contracts with utility providers. Sometimes, you can’t always carry on your contacts between houses. So this means you may have some setup costs and charges that you have to pay for these when you need to move in.