Cutting Costs When Moving Home

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Moving house is always going to be expensive. Along the way there’s going to be so many things you’ll need to pay for, it can often make the whole experience really stressful. But if you take the time to plan it all, there are ways in which you can reduce the costs of moving house. There are some things that are unavoidable, and will definitely set you back a bit during the whole moving process. If it is your first time moving, you’re definitely going to benefit from learning how to cut the costs a little bit. The time you’ve spent saving for the move is going to have been stressful enough as it is, so making sure you can save yourself a few pennies will definitely help you to relax into the move. If you’ve done a move before, this article is here to help you learn from your mistakes.

The Fees

The fees are one of the biggest nightmares you’ll face. There always seems to be something you need to fork out a bit of cash to pay for. Let’s start with one of the biggest and most long-lasting fees you’ll have to pay, the actual mortgage. Getting a good deal is essential, you’ll most likely be paying the same monthly fee for a long while before you can look at remortgaging. Since you’re reading this because it is most likely your first move, you want to make sure this monthly fee is as low as possible. Now, the biggest mistake people make is just going through online services that give you mortgage quotes. Going through banks on the internet is the most common way to do so. But you’re not really going to find the best deal for doing this. They’re trying to get as much money as possible from you. If you go through a mortgage advisor you’re likely to save so much more. Find a trusted advisor and you’ll be so much better off. The next big fee and a particularly annoying one is the conveyance fee. People end up paying so much just for a task that really isn’t that big. Conveyancing fees are just like the mortgage. If you don’t shop around, you’re likely to be paying hundreds more than you really should be doing. If you check out different people on the internet, you’ll find specialist solicitors who will end up saving you hundreds. Don’t just settle for the first person you come across.

checklist of things to think about - cutting costs when moving home

The Extras

The extras are something that always hit people hard. You know they’re coming, but you don’t quite expect how much they’re actually going to cost. The extras we’re talking about is your furniture and your appliances. Some people are lucky enough to get things donated to them by other family members. But this will only usually cover half of what you’ll need. If your new home is completely unfurnished, you’ll need to think about things such as a cooker, dishwasher etc. Now, a lot of people will like their things to be brand new. But this is going to rack up such an expensive bill. The best thing you can do is look at second-hand items. A lot of them will work perfectly for years to come. If you’re dead set on having everything brand new, then shop around and have a look at the different companies that have sales on. As a last resort, there are a few websites out there that offer a buy now pay later scheme. It will help to take the pressure of the initial costs of the move.

The Bills

Something that is going to plague you from the moment you start owning your own house. From the internet and landline bills to the electricity bills, it is all going to take a hit to your finances if you don’t shop around for the right deal. So many people across the country are stuck paying so much more than they should do due to choosing the first company they come across. Often when you’re buying a house you’re in so much of a rush to actually get settled in you don’t have the time to search for the bargains. But this is where comparison websites come in handy. They search the web for the best deals for you. It is also worth seeing if you can get cheaper quotes a few months into owning your home. By then you’ll know how much you’re using each month! Comparison sites also work for things such as your internet and landline bills.

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